I’m going to phone Discovery again tomorrow. (Or later today). I’d like to see if they’re still saying that the card’s on it’s way. I’ve been thinking about this though. I wonder if they actually PAID for the Credit Reports that they pulled on me? Or if they were free credit reports. The reason I [...]

Once again you might ask: “Why write this on the internet?” Personally, I don’t think it should take this long to get a Credit Card. And I heard an ad on the radio by the CEO of the company asking users to take advantage of this product. My question is: “If the company is struggling [...]

I phoned Discovery again today. Let’s see if I can get everything written in one post. Just to let you know, the total length of this call was around 10 – 15 minutes. Me – “Hi, I had an upgrade approved and it should be shipping out now. Do you know where it is?”HDJ 1 [...]

Well, it finally happened. No, no, no, don’t get your hopes up, I didn’t get a Credit Card… I went to fill up with petrol, and with the Oil price and our slipping currency (an’ all an’ all), I paid the most I’ve ever paid for a full tank. The petrol attendant came back with [...]

Well, I guess it’s near the end of May now. It’s taken a while to write the story so far, and yet there seems to be more. If you’ve read this far, well done. I’d just like to outline a few things I’ve learnt from all this. 1 – Is Discovery a bad company? No, [...]

Hey. GUESS WHAT!?! My card was approved. I guess I have HDJ 2 to thank for that. So when will my card arrive? “I’m afraid there’s been a delay with the cards. They will only come out near the end of May.”

HDJ 2 finally phoned me back. She said that she was trying to find out exactly why my card was rejected. You see, she was thinking along the same lines that I have. There were 2 possibilities for my card being rejected: 1 – I had outstanding debt –> This was proved to be false, [...]

Back to the Helpdesk Jockeys. LOVELY. I phoned quite a few times this week, so let me sumarise. HDJ 1 – I told him that I was tired of trying to find out why the card was rejected. ESPECIALLY since I was dealing with Discovery directly, so Discovery should be telling ME why it was [...]

So, the phone call to ITC. And for those who don’t know, ITC is a company that keeps details on your credit profile. This includes when, where and how often you have applied for credit. Anyway, the phone call kind of goes like this: “Hi. I believe I have outstanding debt. Could you tell me [...]

“Hi. I’d like to know when my Credit Card will be delivered. I was told it will be delivered at the end of April”“I’m afraid it looks like your card was declined” …breathe… “Could you tell me why it was declined?” “Yes. It looks like there is an ITC code ‘T100′. It must mean you [...]