So, you’re a big spender now. You are no longer happy with your R5,000 a month limit and you’re ready to go big!

Well, you KNOW that the R5,000 a month credit limit is a joke, because I don’t think banks give such small limits anymore. What’s it now, something like 3 times what you can actually afford to pay back?!?!?

Joking aside, here’s how you can go about increasing your credit card limit.

1. Log onto Discovery.co.za
2. On the left, click “Your DiscoveryCard“
3. Click the “Change your limit” link
4. Enter the new limits on the right
5. Click “Submit” at the bottom right of the page

You could probably also phone Discovery to get your limits increased (or, in these “tough times”, get your limits decreased), but you should be logging into the website often to check your statements and profile info, so you may as well do everything there.